Three Courses
Currency Awareness Courses for Adults Over 40
Each Anurak course addresses a specific layer of currency understanding — from how exchange rates work, through to managing personal exposure and planning for retirement across currencies.
← Back to HomeOur Methodology
How the Courses Are Structured
Anurak's programmes begin where participants actually are — with real financial questions — and build understanding from there. We do not start with theory and expect participants to connect it to life.
Situational Entry
Each session begins with a real-world scenario — a currency movement, a banking product, a news item — and works backwards to the underlying mechanics.
Conceptual Building
Core concepts are introduced with time for questions. No concept is left underexplained because the schedule is tight — we work at the pace participants need.
Personal Application
Participants apply what they have learned to their own situation — using worksheets, case studies, or discussion — leaving with something immediately usable.
Course One · Foundation Level
How Currency Markets Affect Your Money
A grounding introduction for adults over 40 who want to understand how foreign exchange rates shape their daily financial life in Thailand. The course covers what determines the value of the Thai Baht, how exchange rate changes affect import prices and cost of living, and what happens to savings and investments when currencies fluctuate. Participants review real exchange rate movements and discuss their practical implications.
What You Will Cover
- What determines the value of the Thai Baht
- How exchange rate shifts affect day-to-day costs
- The relationship between currency and savings value
- Reading and interpreting exchange rate data
- Common misconceptions about currency movements
What Is Included
- 2 live group sessions (approx. 2.5 hours each)
- Currency basics reference guide (printed)
- Exchange rate tracking worksheet
- Post-session email support (14 days)
Course Fee
฿4,500
Course Two · Intermediate Level
Managing Currency Exposure in Personal Finance
For those who hold assets or income in multiple currencies, travel frequently, or want to manage currency considerations more thoughtfully. The course covers natural hedging through asset allocation, timing considerations for currency conversion, the role of foreign currency deposits at Thai banks, and how to evaluate currency-hedged investment products. Content is presented with nuance, acknowledging that currency markets are inherently uncertain.
What You Will Cover
- Understanding your personal currency exposure
- Natural hedging strategies through asset allocation
- Timing considerations for currency conversion
- Foreign currency deposit accounts at Thai banks
- Evaluating currency-hedged investment products
What Is Included
- 3 live group sessions
- Guided case studies pack
- Personal currency exposure assessment tool
- 2 individual advisory sessions (45 min each)
- Completed personal currency exposure map
Course Fee
฿10,200
Course Three · Advanced Level
Currency Considerations in Retirement Planning
Created for participants who plan to spend part of their retirement abroad, receive income in foreign currencies, or hold international assets. Covers long-term currency trend analysis, the impact of Baht depreciation or appreciation on retirement purchasing power, international transfer costs, and structuring retirement income to manage currency variability. The course respects the uncertainty inherent in currency markets and focuses on practical preparation rather than prediction.
What You Will Cover
- Long-term currency trend analysis for retirement
- Baht movements and retirement purchasing power
- International transfer costs and minimisation
- Structuring multi-currency retirement income
- Managing currency variability in later life
What Is Included
- 4 live group sessions
- Retirement currency planning workshop
- 2 individual advisory calls (60 min each)
- Written personal currency strategy document
- Post-course support (30 days)
Course Fee
฿16,200
Course Comparison
Which Course Is Right for You?
Use this overview to find the course that fits where you are now. If you are unsure, we are happy to discuss your situation — just reach out.
| Feature | Course 1 | Course 2 | Course 3 |
|---|---|---|---|
| Prior knowledge needed | None | Basic helpful | Course 1 or 2 recommended |
| Suited for | Curious beginners | Multi-currency holders / frequent travellers | Approaching or in retirement |
| Number of sessions | 2 | 3 | 4 |
| Advisory sessions | — | 2 sessions | 2 calls |
| Personal currency map | — | — | |
| Written strategy document | — | — | |
| Retirement-focused content | — | Partial | |
| Fee (Thai Baht) | ฿4,500 | ฿10,200 | ฿16,200 |
Across All Courses
Consistent Standards You Can Rely On
No Product Referrals
No financial products are recommended or promoted. All session content is driven by education, not commerce.
Participant Confidentiality
Personal financial information shared during sessions or advisory calls is treated as fully confidential.
Updated Materials
Content is reviewed and updated regularly. What you receive reflects current exchange rate conditions and Thai banking regulations.
Qualified Instruction
All sessions are delivered by instructors with a genuine professional background — not generalist trainers.
Post-Course Feedback
Every participant completes a structured feedback form. Results are used to improve the next cohort's experience.
Clear Payment Terms
Full fee is payable prior to first session. A formal receipt is issued on payment. No recurring charges.
Ready to Enrol or Have Questions?
We are always happy to talk through which course fits your situation before you commit. Send us a message and we will respond within one business day.
Contact Anurak